Asking for a raise is one of those career moments that can feel incredibly intimidating, especially in your early 20s when everything still feels new. You know you’re working hard, showing up, and trying to make an impact but the actual act of going into somebody’s office and asking for money is a different level of intimidating.

I know how few of us actually have access to the financial education we need to thrive (and that’s not even touching on the much larger topic of how it’s gotten so much harder to financially thrive as a normal person because of forces that have nothing to do with how hard you work or how you manage your money). So I’m here to share some of the little money tips that can help you navigate money more confidently.

There’s one number that has a pretty serious impact on your financial life but it’s not 100% clear how it’s calculated. Unfair, right?

If you want access to the network of free stuff, rewards and benefits, it all comes back to cultivating your ability to ask for what you want. Getting over your fears around rejection or what people will think is the key to more confident, a more luxe life and more ease day-to-day

The uncertainty, which can come with disappointments like ghosting or a “meh” date, is a sign that we're putting ourselves in a situation with the potential for upside. But if we charge our dating life with too much unknown (betting big to win big, looking for our person), it's like we're day trading - not likely to succeed in the long run! 

And I really wish more schools would teach some basic personal finance way younger to give more people (especially women) confidence in their knowledge about personal finance. So I’ve continued to add to my knowledge over time, through my favorite source of new knowledge: books!

Anytime I start reading or researching investing or taxes or money in general, it prompts a bigger topic: What are we saving FOR? No matter how far off retirement is for you, one day we'll all want/need to stop working and need to have enough money stored away to finance our life. Are you ready?

Let’s talk about the reason why that fancy salary number you were told when you got the job doesn’t magically appear in full in your bank account every month!

This is not a happy topic. This one makes me angry. Especially when you add it to all the other bias related stuff in our world. It makes me extra angry for black women, latinx women and women of color who get and even shorter end of the stick.

This post covers one of those mysterious, mystical (not at all….) forces that stops women from achieving their biggest dreams. It’s a topic that I can't. stop. talking. about: